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Special Section

Here’s a quiz to test
your readiness for ownership

Starting a business is risky at best, but your chances of succeeding will improve if you understand the problems you are likely to encounter, and have them worked out before you start. The first question you need to answer is ...

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Consultants, firms weigh
benefits of trade shows

But are trade shows worth the time and expense for the small-business owner or consultant who operates on a tight budget and a tight margin, and is probably wondering how many phone calls are being missed at home? The answer ...

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Small Business Resource Guide

Quick: How many small businesses operate in this country? If your guess was close to the 21.5 million total that the U.S. Small Business Administration estimates, you also may know that that figure is up 50 percent over 1982. Small ...

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Small Business Resource Guide

Many people fantasize at one time or another about going into business and being their own boss. Now a growing number of Americans are turning fantasy into reality. In an economic climate that encourages and nurtures entrepreneurship, hundreds of thousands ...

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Small Business Resource Guide

(Continued from previous page) 4. Balance your books. Experts agree that a comprehensive and understandable bookkeeping system is one of the most basic requirements of a successful business. While very few entrepreneurs enjoy the number-crunching aspects of running an operation, ...

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Small Business Resource Guide

(Continued from previous page) 7. Hire the right people. Employees are one of the most valuable assets your business can have. Their cooperation, enthusiasm and well-being can make the difference between a mediocre and an outstanding business. Untrained, unmotivated employees ...

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Small Business Resource Guide

(Continued from previous page) 10. Do not be afraid to ask for help. Turning to outside specialists to help avoid or solve problems is standard operating procedure for large companies. Yet with the exception of accountants and attorneys, many small-business ...

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Small Business Resource Guide

Each offers pros and cons that should be carefully weighed by would-be small-business people, preferably using the advice of an attorney and an accountant. Though each of the three forms of organization has specific characteristics, they “are not black and ...

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Small Business Resource Guide

Many people mistakenly assume that a successful business plan should dazzle their readers with complicated technical jargon, complex corporate structures and fierce non-disclosure pledges. Yet the truth is that this type of approach actually can alienate potential investors, who may ...

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Small Business Resource Guide

ADA Collaborative Rochester Center for Independent Living 758 South Ave. Rochester, N.Y. 14620 461-3250 Fax: 271-8558 Contact: Tim Weider American Heart Association Genesee Valley Region 797 Elmwood Ave. Rochester, N.Y. 14620 461-5590 Fax: 461-5291 Contact: Colleen Romeo Association for the ...

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Small Business Resource Guide

SBA Publications — Emerging Business Series “Transferring Management/Family Businesses” (EB01/$3) “Marketing Strategies for Growing Businesses” (EB02/$3) “Management Issues for Growing Businesses” (EB03/$3) “Human Resource Management for Growing Businesses” (EB04/$3) “Audit Checklist for Growing Businesses” (EB05/$3) “Strategic Planning for Growing Businesses” ...

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Banks

SAVINGS BANK OF THE FINGER LAKES, FSB 470 Exchange St. Geneva, N.Y. 14456 315-789-3838 Local head of operations: Ralph Springstead, president and CEO Parent company: Finger Lakes Financial Corp., M.H.C. Year established locally: 1887 Number of employees in the Rochester ...

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Commercial Lending

BA CAPITAL INC. 1478 Marsh Road Pittsford, N.Y. 14534 264-1700 Year established locally: 1992 Number of employees in the Rochester area: 3 Lending specialties: Commercial and residential mortgages, construction and development loans, consolidations, second mortgages, equipment receivables and inventory financing ...

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Commercial Lending

CITY OF BATAVIA City Hall 10 W. Main St. Batavia, N.Y. 14020/343-8180 Local person in charge: William Reemtsen, city administrator Year established locally: 1983 Types of direct financing available: Small industrial business revolving loan fund REVOLVING LOAN FUNDS Total amount ...

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Commercial Lending

EMPIRE NATIONAL Leasing Inc. 350 Cayuga Road Buffalo, N.Y. 14225 436-4240 Year established locally: 1984 Number of employees in the Rochester area: 4 Currently lending? Yes Types of direct financing available: Leasing Types of indirect financing available: Leasing EQUIPMENT LEASE ...

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