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Special Report

COVID impacts retirement planning strategies (access required)

The COVID-19 pandemic has resulted in a number of personal and professional changes for people; among them is the way they are looking at, and preparing for, their retirements. James Terwilliger, senior vice president and senior planning advisor with Canandaigua ...

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Federal roadblocks may slow recreational marijuana industry in NYS (access required)

While the legalization of recreational marijuana in New York is expected to generate substantial revenue, entrepreneurs and businesses interested in entering the field may face challenges financing their ventures due to federal prohibition of the product. Jay Jerose, a principal ...

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Racial disparities in health care, cardiovascular outcomes (access required)

Black and Latinx communities were more likely to be infected by the coronavirus and more than twice as likely to die from COVID-19 than their white counterparts over the past 18 months, putting long-standing and well-documented racial disparities in health ...

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At-home tools allow cardiac patients be proactive in managing their health (access required)

Himabindu Vidula, M.D., is seeing first-hand the positive impact that patient-friendly tools can have on those with heart disease. Vidula, medical director of Heart Transplantation for UR Medicine Cardiac Care, has been involved with a few studies of late that ...

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Navigating New York state’s treatment of certificates of insurance (access required)

Can a certificate of insurance convey coverage under New York state law? The answer depends on the venue in which coverage is sought. This question often arises when an agreement between a property owner and a contractor includes an insuring clause, requiring the ...

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Rep and warranty insurance a tight market due to heightened M&A activity (access required)

During mergers and acquisitions, the traditional way buyers are protected from broken warranties and representations from sellers about the transaction has been having a portion of the purchase price put in escrow, says Lori Green, partner at Nixon Peabody and ...

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Benefits of big data go beyond cost savings in insurance arena (access required)

Big data can be used to generate big savings, as well as optimal results, according to Adam Clouden, an employee benefits consultant with Lawley.   In fact, one case study at the insurance firm showed that analyzing big data and using it to provide customized solutions helped one employer save roughly $1 million in ...

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Streamlined payment systems improve business inside and out (access required)

As both our personal and professional worlds become increasingly digitized, sticking to old cash-and-check payment systems means businesses are losing time and money. Even for companies that are already accepting card payments, investing in modernized and integrated processes improves efficiency; ...

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Local banks strive to make online banking safe, but customers must do their part (access required)

Online and mobile banking has become the dominant way Americans interact with their banks and credit unions in recent years. This uptick in online banking has brought cybersecurity and data protection to the forefront of the banking industry, but local experts say customers ...

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Finances change as we age and you need to prepare for it (access required)

One recent morning, I heard a news story about people who are worried about their finances. Multiple studies — National Institutes of Health (NIH), National Endowment for Financial Education (NEFE) and others — demonstrate the fact that our ability to process financial information declines by 1 percent a year after age 60. Our confidence in our own financial decision-making abilities does not, however, decline with age. This dichotomy sometimes creates major ...

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Community spaces a growing priority in senior living facilities (access required)

As several new senior facilities have come online in the Rochester area in the last year or so, having community spaces that keep residents socially engaged and less isolated are a common priority. “We have a philosophy for seniors that ...

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