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Special Report

Enact security policy to avoid legal woes after a breach

Addressing company cybersecurity calls for more than just better passwords and education. Legal concerns also come with data security, especially when that security fails. One of the difficulties companies face right now is the patchwork of federal and state legal ...

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Seniors are moving in, but they’re not sitting still

As kids crammed supplies into their backpacks for the start of the school year last fall, Angie Sinacore, 85, and husband John, 92, were gearing up for an intergenerational learning program offered by their independent living community.  The couple credits ...

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Owning a second home as a winter escape: Is it for you?

As the snow flies, folks like Cheryl Escott are either preparing to spread their wings for the flight south or already settling into their nests in the sunshine. Escott owns a condo in Irondequoit, but spends as much as eight ...

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‘Homelike’ is the new standard for senior living

Upgrades to local senior living communities as well as new projects are centering on a fresh model of care that strives to create a more home-like atmosphere for residents. Two of the projects are coming from Rochester Regional Health and ...

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Setting up a trust can reap significant tax savings

A trust can protect assets from tax collectors, save legal costs and channel funds to a disabled relative. “Each trust is designed for specific purposes,” says Michael Cobbs, a partner at Brown Hutchinson LLP. Trusts are legal entities created under ...

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Choosing to contest a will costs financial, emotional tolls

Individuals who challenge wills need to prepare for the possibility of a long and costly fight. Beyond the financial toll, will contests can dredge up emotions akin to what spouses experience during divorce. “It’s consuming, and it usually results in ...

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Gifting your assets earlier in life can offer rewards

You can’t take it with you, or so the saying goes. Indeed, according to estate planning experts, you may not want to. Making gifts of assets and properties before you make your final exit from this life can make sense ...

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Washington OKs last-minute changes to health care rules

Nearly six years after its passage, the Affordable Care Act continues to undergo revisions, including some that take effect in early 2016. Employers can expect employees to have questions about the fixes, given that controversy surrounding the law has drowned ...

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Small companies strain to fulfill ACA requirements

Champion Moving & Storage Inc. of Brockport employs fewer than 50 workers, a staffing level that Christopher Carter, owner of the Allied Van Line franchisee, plans to take pains to maintain. The reason: By employing fewer than 50, Carter avoids ...

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Health care world digests Cadillac tax postponement

The United States dodged a government shutdown with the passage of the $1.1 trillion stopgap budget bill on Dec. 18, but one part of the bill could seriously affect the nation’s health care system. The provision postponed implementation of the ...

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Residential, commercial real estate both trending upward

Greater Rochester’s real estate agents are looking forward to the 2016 market. “We do see an increase in the number of home sales,” says Andy Burke, president of the Greater Rochester Association of Realtors, which represents residential real estate agents. ...

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Developers show confidence in Midtown transformation

Not so very long ago, I attended the ceremony marking the groundbreaking for the “New Midtown.” Bob Duffy, who was then Rochester’s mayor, seated himself in a huge wrecking machine that was helping to take the first section of Midtown ...

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Anticipate legal issues before internal investigations begin

No one can predict, with certainty, what may spark an internal investigation of corporate conduct. It could be a complaint of sexual harassment, an unexpected grand jury subpoena, a newspaper article based upon so-called informed sources or any number of ...

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