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Author Archives: Special to the RBJ

Cybersecurity insurance a no-brainer even for small firms (access required)

Data breaches have become the new normal, and obtaining cybersecurity insurance is important for local businesses that have any personally identifying information like credit card numbers or Social Security numbers from employees or customers stored in their records, local insurance ...

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Consumers want face-to-face interactions with insurance agents (access required)

Over the past summer, Concord Insurance Agency had an intern use social media to administer a survey of young adults to gauge their insurance needs. The agency found that 85 percent of the respondents wanted a local agent to handle ...

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Hospitals collaborate, innovate to help their communities (access required)

Did you know that hospitals allocate millions of dollars each year to improve healthcare in our community? In addition to providing healthcare to thousands of patients, hospitals in the Rochester area are proactively working to address some of the largest ...

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Accounting firms taking on new role as business advisors (access required)

Mark Kovaleski believes the role of accounting firms has changed when it comes to working with their business clients. “The accounting profession has been rebranding itself as business advisors who provide accounting services rather than accounting firms who provide advisory ...

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Do doctors practice defensive medicine and, if yes, do patients benefit? (access required)

  Although many factors are responsible for the high cost of healthcare in the United States, many believe that one key factor is the medical malpractice pressure that doctors routinely bear. One contrarian perspective on this matter comes from Michelle ...

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Cases involving emoluments clauses may go to Supreme Court (access required)

Prior to President Trump taking office in January 2017, the emoluments clauses contained in the U.S. Constitution had been dormant for over 230 years and have never been directly litigated in any federal court in the country. However, within a ...

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Law firms adopting technology for better security, document search (access required)

Much like other industries, the legal world is rapidly adopting new technologies to improve efficiencies, better serve clients and, ultimately, to maintain security and remain profitable in an ultra-competitive industry. Long considered an industry slow to adapt and resistant to ...

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How to plan for a comfortable retirement in a volatile market (access required)

While the recent rate cuts by the Federal Reserve may be easing the minds of borrowers, talk about further rate cuts and a possible economic downturn may have many retirees feeling like they are in a pinch. So, what is ...

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Retirees need to factor in inevitability of medical, insurance spending (access required)

Fill in the blank: To ensure a long, happy life after a professional career comes to a close, one must attain total mastery of one’s retirement _________. What comes to mind first? Portfolio? Savings? Golf schedule? It’s a broad question ...

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Several key decisions should precede retirement, advisers say (access required)

Jessica Millan hears many of the same concerns from her clients when it comes to retirement income planning. “The biggest fear we hear, no matter how much money people have, is that they will run out of money in their lifetime,” ...

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Bringing it all together: How managers can become leaders (access required)

“Management is efficiency in climbing the ladder of success; leadership determines whether the ladder is leaning against the right wall.” — Stephen Covey When you think about the supervisors and directors in your company, do you consider them to be ...

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