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How much should you try to save on a computer? Do banks give sound financial advice? Should you buy a service contract?
These questions and more are answered in Fearless Factoids, daily tips sent out by Stephen Wershing, a Fairport certified financial planner who unabashedly calls himself the Fearless Financial Freedom Fighter.

Web Sights

How much should you try to save on a computer? Do banks give sound financial advice? Should you buy a service contract?
These questions and more are answered in Fearless Factoids, daily tips sent out by Stephen Wershing, a Fairport certified financial planner who unabashedly calls himself the Fearless Financial Freedom Fighter.
Wershing started offering advice on an AM radio show. When the show started taking too much of his time, he switched to quick bytes on WHRR-FM 93.3.
First, he figured he also would send out the advice to other media. Then over the last six months, he decided also to post the tips on the Internet.
“It’s difficult to market a financial practice on the Web, but it fascinates me,” he says.
Wershing’s home page, at http://www.fearlessCFP.com, is an introduction to his practice, which is associated with the Wall Street Financial Group Inc., and a marketing tool for audiotapes he has developed after several years of teaching night classes.
But people can click on the advice prompt and receive the latest tip, plus access archived information.
“The page is still pretty simple at this point, but we’re going to be adding things,” he says, including links to mutual-fund and retirement-fund information and a calculator function.
(By the way, Wershing’s answers to the questions at the top of the page? The amount of money you try to save on a computer depends on how much you know about computers: The more dependent you are on your vendor, the more recognizable the computer name should be and the more you should expect to pay. The San Francisco firm Prophet Market Research & Co. concluded in a survey that many banks do not inform consumers about all the facets of mutual funds. And, 80 percent of service contracts sold on major appliances go unused, so consumers are better off risking a breakdown.)

Other Web pages to look at:
–InSync Media Corp. of Encinitas, Calif., has launched a Web site for today’s busy businesspeople.
Through its page at http://www.neverforget.com, the company operates a free Internet e-mail reminder service. To use the service, you go to the site and register all your important dates. Then shortly before the birthday or holiday or anniversary, you receive an e-mail reminder.
The company says it received more than 10,000 hits in its first week.
–The Happy Puppy has a bunch of cute graphics, but it also is a link to shareware, both games and resources. It is at http://www.happypuppy.com.

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